More Obamacare Stuff
Roxanne Olson, over at the Ask Roxy blog, has some legal info to consider if you're either on MediCal, or considering enrolling in it. MediCal can take your house after you die under some circumstances.
The reason that's an issue is, as part of Obamacare, the state is trying to expand the number of people on MediCal. I didn't qualify, but since the wife is partially on MediCal, it still applies to me.
I've known for some time MediCal can take your house after you die. My question is do they ever actually do it? I don't know that I've heard of anyone's home being taken after death, but it's probably limited to the type of people you'd never hear about after they die anyway.
On the downside, Obamacare does consider income but not expenses as to how much your health plan is subsidized. That means if you make $20k a year and are barely getting by, your subsidy is the same as someone making the same amount but doing fairly well. They don't take into consideration that one person might pay $1500 a month rent, and another one pays half that.
Also, since they check your income each year to verify you qualify for the subsidy, that means if you get a raise your monthly payments might go up. I don't know how much. Would they take your whole raise or just part of it?
But beggars can't be choosers, can we?